Daily briefing · 2026-04-29 (Wed)

Fed Split on 4 Votes Mag7 Big Tech Reports

The Federal Reserve held rates at 3.5-3.75% while recording four dissents—the highest since 1992—signaling surface-level conflict between growth and inflation management.

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Today's must-read · 7 stories

The most consequential headlines, arranged as one editorial reading flow.

No.01
Macro × Global markets

Fed Holds at 3.5-3.75%... 4 Dissents Mark Highest Disagreement Since 1992

The Federal Reserve's FOMC maintained the benchmark rate at 3.5-3.75% despite four policy committee members dissenting—the highest number of dissenters since 1992. Only Governor Michelle Miran voted for a rate cut; the other three opposed the statement's 'easing bias' language. The meeting is regarded as Powell's de facto final one as Chair.

No.02
Tech & AI × Global markets

Alphabet, Meta, Microsoft Report Simultaneously; Capex Guidance Jumps Sharply

Big Tech earnings flooded the market within an 80-second window after the close. Alphabet reported revenue of $109.9 billion (+22%) and EPS of $5.11, crushing consensus. Meta posted revenue of $56.31 billion (+33%) with operating income of $22.8 billion. Capex guidance was raised to $125-145 billion for Meta and $175-185 billion for Alphabet.

No.03
Tech & AI × Global markets

OpenAI Internal Targets Missed; S&P 500 Falls 0.49%

Following a WSJ report that OpenAI missed internal targets for weekly active users and revenue, the S&P 500 closed on April 28 at 7,138.80, down 0.49%. Semiconductor stocks including NVIDIA, AMD, and Broadcom declined in tandem, while the Nasdaq fell 0.9% to close at 24,663.80. Questions about AI infrastructure ROI have widened among investors.

No.04
Politics × Energy

Iran Proposes Strait of Hormuz Control Trade; Trump Signals Rejection

Iran presented a new proposal to the United States offering to end its control of the Strait of Hormuz in exchange for lifting sanctions on its ports, but President Trump indicated unwillingness to accept. Putin and Iranian Foreign Minister Araghchi held talks in St. Petersburg on April 27, further strengthening Iran-Russia coordination.

No.05
Global markets × Tech & AI

KOSPI Hits Fresh Record at 6,641... Samsung Electronics Q1 Net Income Surges 755%

The KOSPI index climbed 25.99 points (+0.39%) to a new all-time high of 6,641.02. The index reached an intra-day peak of 6,712.73. Samsung Electronics reported that first-quarter net income jumped 755% year-over-year, citing strong demand for high-performance memory for AI applications.

No.06
Politics × Tech & AI

Musk Testifies OpenAI Made Him 'Feel Like a Fool' in Lawsuit

In testimony before the court in his lawsuit against OpenAI's parent entity, Elon Musk alleged that Altman and Brockman abandoned the nonprofit mission and transformed the company into Microsoft's de facto subsidiary. Musk testified that he felt 'foolish' having contributed approximately $38 million in initial funding.

No.07
Energy & climate × Politics

First International Fossil Fuel Transition Conference Concludes in Colombia

The inaugural international conference on transitioning away from fossil fuels concluded in Santa Marta from April 24-29. Against a backdrop of global crude oil supply plummeting to 97 mb/d in March—a decline of 10.1 mb/d or roughly 11%—due to Middle Eastern conflicts, the central agenda focused on converting a 'coalition of will' into a 'coalition of action.'

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By field

Following the same 17 fields every day separates one-day chatter from durable patterns.

01 · Trending now

Trending Now

Former FBI Director Comey's indictment, Texas tornado, Musk's testimony, and other stories fractured viewer attention simultaneously.
Former FBI Director Comey Indicted Over Shell Tweet Using '86 47' Code
A federal grand jury charged Comey with death threats against President Trump after he posted an image of shells arranged to suggest the numbers 86 and 47, with potential penalties up to 10 years imprisonment.
Tornado Strikes Mineral Wells, Texas; Widespread Industrial Damage
A tornado swept through Mineral Wells, approximately 80 miles west of Dallas, on Tuesday evening, injuring numerous people and destroying multiple residences and industrial facilities.
Taiwan Bus Driver's Tearful Video Spreads Widely; Sparks Labor Empathy
A video of a bus driver breaking down in tears during a confrontation with a passenger has gone viral, generating widespread public sympathy for transportation workers facing workplace stress.
TikTok 'Everything Hallelujah' Trend Explodes
A b-roll format featuring Justin Bieber's track, where users perform brief activities or celebrate small victories before shouting 'hallelujah,' has emerged as April's dominant audio trend on the platform.
Euphoria Season 3 Ignites Multi-Week Content Cycle
Euphoria's third season, which premiered on April 12, is generating social media discussion cycles lasting over four weeks.
02 · Pain points

Pain Points

Cost-burdened renters' residual income is plummeting, auto repair costs are soaring, and rising grocery and health insurance premiums simultaneously strain household budgets.
Cost-Burdened Renter Households Reach Historic 22.7 Million
In 2024, 22.7 million renter households (49%) faced cost burden, marking an all-time high. Of these, 12.1 million households (26%) spend over half their income on rent alone.
Low-Income Renters' Residual Income Drops 60% to Historic Low of $210/Month
While real household income for renters increased only 9% from 2001-2024, rents rose 30%. Amid rising food and medical costs, residual income fell 60%.
Auto Repair Costs Up 63% Since January 2020
Insurance and maintenance costs have surged together, becoming a key household pain point. Automobiles, alongside food and housing, rank among the three most pressing financial concerns.
Grocery Spending Up 62% Since December
An EY-Parthenon survey found that 62% of respondents reported increased grocery spending since December. One in four expressed concern about long-term financial stability.
Family Health Insurance Premiums Rise 23% in 5 Years to $6,900
Average family health insurance premiums reached $6,900 over five years—a 23% increase. Two-thirds of Americans express concern about healthcare costs.
03 · Emerging markets

Emerging Markets

As the IMF lowered global growth to 3.1%, emerging markets showed differentiation, with India at 6.7% and sub-Saharan Africa at 4.2%.
IMF Lowers 2026 Global Growth Forecast to 3.1%
The IMF projects 3.1% growth for 2026 and 3.2% for 2027, a downward revision. Inflation pressures and slowdown risks are concentrated in emerging and developing economies.
India Maintains 6.7% Growth Outlook Despite Global Slowdown
The IMF projects India at 6.4% for both 2025 and 2026. By fiscal year basis, India is tracking 6.7% growth, securing relative resilience during the global slowdown.
Sub-Saharan Africa Poised for 4.2% Growth in 2026-2027
Despite an 16-28% reduction in aid flows, sub-Saharan Africa is expected to recover to an average 4.2% growth rate in 2026-2027. However, debt crisis risks persist among aid-dependent nations.
Brazil's Growth Rate Forecast Dips Below 2%
Electoral cycle dynamics and normalizing financial conditions are moderating Brazil's growth. S&P Global warned emerging markets face re-emerging inflation risks.
India's GLP-1 Generic Flood Erodes Eli Lilly's Market Share
As generic weight-loss drugs flood India's market, Eli Lilly's market share is eroding. Novo Nordisk has fared relatively better in defending its position.
04 · Macro

Macroeconomics

The Fed held steady with internal division; the ECB held at 2%; the BOJ held at 0.75% while three board members advocated for a 1% increase.
FOMC Votes to Hold Rates at 3.5-3.75%
Economic activity remains solid but employment is flat; inflation faces upward pressure from energy prices. The Fed explicitly cited Middle Eastern uncertainty.
FOMC Records Four Dissents—Highest Disagreement Since 1992
Governor Miran voted for a rate cut; three others opposed the easing bias language in the statement. Powell's final meeting ended in visible division.
ECB Holds Deposit Rate at 2%; Acknowledges Escalating Risks
The ECB maintained its 2% deposit rate while explicitly acknowledging that Middle Eastern conflict has heightened economic risks for the eurozone.
BOJ Holds at 0.75%; 6-3 Split with Hawkish Dissenters
In its April 27-28 meeting, the BOJ maintained its policy rate at 0.75%. However, three board members advocated for a 1% increase, signaling hawkish dissent.
Initial Jobless Claims: 189,000 for Week Ending April 25
Initial jobless claims fell to 189,000 for the week ending April 25, down 26,000. The insured unemployment rate stands at 1.2%, signaling labor market stability.
05 · Global markets

Global Markets

S&P at 7,138, KOSPI at 6,641, DAX up 0.68%, Bitcoin again rejected at the $80,000 threshold.
S&P 500 Falls 0.49% to 7,138.80 on OpenAI Report
Following a report about OpenAI missing internal targets, the S&P 500 declined 0.49% on April 28. Approximately 54.1% of U.S. stocks (3,011 issues) participated in the decline.
KOSPI Hits Record 6,641.02; Trading Volume 37.3 Trillion Won
After reaching an intra-day high of 6,712.73, the KOSPI closed at a record 6,641.02 as profit-taking occurred. Trading volume reached 1.1 billion shares with 37.3 trillion won in value, as investors awaited big tech earnings.
DAX Up 0.68%, FTSE MIB Up 1.24%; European Strength
Germany's DAX rose 0.68% and Italy's FTSE MIB climbed 1.24%. By contrast, France's CAC fell 0.53% and Britain's FTSE 100 remained flat.
Nikkei 225 Down 0.34%; Topix Up 0.33%—Mixed Session
The Nikkei fell 0.34% while the Topix gained 0.33%. The 10-year Japanese government bond yield rose to 2.50%.
S&P 500 Up Over 5% in April; Historical Strength Signal
According to Benzinga, April performances of the S&P 500 exceeding 5% have historically correlated with elevated returns for the remainder of the year.
KOSPI Market Cap Signals Bubble Risk, Bloomberg Warns
Bloomberg has cautioned that South Korea's world-leading equity performance is creating bubble risk in the domestic market.
06 · Rising

Emerging Trends

Chinamaxxing, Shrekking, and AI-text-to-song formats signal new Gen Z content paradigms.
'Chinamaxxing' Trend Emerges as Tool for American Social Critique
Gen Z users declare themselves in a 'Chinese era,' using the concept to critique American society and infrastructure. Fortune interprets the phenomenon as criticism of the U.S. rather than praise for China.
'Shrekking'—Strategic Dating Focused on Emotional Availability
A dating trend prioritizing emotional availability over physical appearance is gaining traction in 2026 after beginning in 2025.
'Turning Texts Into a Song' AI-Generated Music Format Booms
A viral format converting messages from ex-partners, parents, and supervisors into AI-generated songs surged in April, marking the normalization of AI-generated audio in daily content.
'Show You Off Tonight'—Bieber's Coachella Performance as Sonic Trend
Justin Bieber's live rendition of 'Beauty and a Beat' from Coachella functions as the soundtrack for low-to-high-energy transition formats.
'Fruit Love Island' AI Simulation Goes Viral
AI-generated simulation videos featuring anthropomorphized fruits in Love Island scenarios have achieved viral status.
07 · Tech & AI

Technology & AI

Big Tech capex enters the $1 trillion era; OpenAI user-acquisition concerns surface; Musk litigation; world models emerge as next-gen AI.
Big Four Tech Capex Approaches $1 Trillion Combined
Meta projects capex of $125-145 billion, Alphabet $175-185 billion, and Amazon approximately $200 billion. AI infrastructure investment cycles are accelerating.
OpenAI Reportedly Missed Internal User and Revenue Targets
A WSJ report suggesting OpenAI fell short of internal goals has triggered investor concerns about the ROI on large data center expenditures, triggering broader AI stock declines on April 28.
Musk Testifies to $38 Million Initial Investment in OpenAI Litigation
In ongoing litigation, Musk testified that Altman and Brockman transformed OpenAI from a nonprofit to Microsoft's de facto subsidiary, leaving him feeling 'foolish' for his approximately $38 million seed contribution.
'World Models' Gain Academic Attention as Next-Generation AI
Nature's April 27-30 feature identifies world models trained on simulated environments as a cornerstone of next-generation AI development.
MIT Unveils Novel Techniques for Efficient AI in Resource-Constrained Settings
MIT has published new methods that simultaneously improve accuracy and efficiency for AI models operating under resource constraints. IBM also announced a new quantum-AI research collaboration.
08 · Startups & VC

Startups & Venture Capital

April global VC funding hit $56 billion—up 100% year-over-year. Capital concentrated in automation, legal, HR, and cybersecurity.
April Global VC Funding Reached $56 Billion; Third-Highest in a Year
Crunchbase data shows April funding at approximately $56 billion. The funding pattern reflects continued concentration around mega-rounds.
Q1 2026 Funding Exceeds $300 Billion; AI-Driven Surge
Q1 global VC funding surpassed $300 billion—a historic peak. AI infrastructure, platforms, and SaaS led capital allocation.
Legal, HR, and Cybersecurity Automation SaaS Attract Focused Investment
SaaS platforms and solutions that reduce labor costs through AI automation and enable real-time operations have become primary investment themes.
Project Prometheus (Bezos-Led) Ranks Among April's Largest Funding Rounds
The Bezos-backed Project Prometheus, alongside Anthropic, is among April's most significant capital raises.
NYC's April Top Nine Rounds: Fintech and Cybersecurity Dominate
According to AlleyWatch, fintech, cybersecurity, and AI infrastructure account for more than half of NYC's top nine funding rounds in April.
09 · Crypto & Web3

Cryptocurrency & Web3

Bitcoin rejected $80,000 twice; Ethereum at $2,277; CLARITY legislation confirmed for May markup.
Bitcoin Retreats from $80,000 Threshold to $76,342
Bitcoin failed to break $80,000 on two separate occasions before declining to $76,342 on April 28. Daily decline was 0.75%.
Ethereum at $2,277.40; DeFi United Raises 100,000 ETH
Ethereum declined to $2,277.40. DeFi United raised 100,000 ETH for rsETH backing recovery following the April 18 LayerZero bridge exploit.
Senator Lummis Advances CLARITY Act to May Markup
The Digital Asset Market Structure and Clarity Act (CLARITY) is proceeding to markup in May, outlining regulatory frameworks for exchanges and asset classification.
Crypto Derivatives Open Interest, Liquidations Decline
Options funding rates and open interest are declining. Traders are entering hedge and watchful positions ahead of Fed decisions.
Bitcoin and Ethereum Close Down 0.75% Ahead of Fed Decision
Risk-off sentiment drove both major cryptocurrencies lower immediately before the Fed announcement. The $80,000 breakout attempt lost momentum.
10 · Health & bio

Healthcare & Biotechnology

FDA restricts GLP-1 compounding. Insulin glargine biosimilar approved.
FDA Approves Langlara Insulin Glargine Biosimilar
On April 29, the FDA approved insulin glargine-aldy (Langlara), a Lantus-compatible biosimilar for long-acting insulin treatment of diabetes.
FDA Proposes Restricting Compounding of GLP-1 Active Ingredients
On April 30, the FDA proposed limiting outsourced facility bulk compounding of semaglutide, tirzepatide, and related GLP-1 compounds, targeting illicit market channels.
Gilead's Bictegravir-Lenacapavir Once-Daily HIV Regimen Granted Priority Review
Gilead's bictegravir-lenacapavir once-daily HIV therapeutic regimen has been designated for FDA priority review, signaling simplified treatment option expansion.
Eli Lilly's Oral GLP-1 Candidate Orforglipron Advances in Approval Pathway
Eli Lilly's oral GLP-1 compound orforglipron is advancing toward regulatory approval, positioning itself as a potential advantage over Novo Nordisk's oral semaglutide (Rybelsus).
Jaguar Health's Crofelemer Demonstrates Efficacy in Cancer Drug-Induced Diarrhea Trial
On April 29, Jaguar Health announced statistically significant efficacy of Canalevia-CA1 (crofelemer) in treating chemotherapy-induced diarrhea.
11 · Culture

Entertainment & Culture

'Michael' Jackson biopic opens globally to $217 million. Indian horror-comedy 'Bhooth Bangla' crosses 1.21 billion rupees.
'Michael' Jackson Biopic Debuted to $97 Million Domestically
The 'Michael' Jackson biopic opened across 3,955 screens with $97 million in domestic revenue and $24,500 per-screen average—a record for music biographical films.
'Michael' Achieves Record Global Opening of $217 Million
The biopic's global opening of approximately $217.4 million surpassed Oppenheimer ($180.4 million) and Bohemian Rhapsody ($141.7 million)—the largest music biography opening ever.
'Bhooth Bangla' Crosses 1.21 Billion Rupees in India
The horror-comedy starring Akshay Kumar crossed 1.21 billion rupees by April 28, driving Indian box office momentum.
Global Box Office Tracking Toward Post-Pandemic Peak of $35 Billion
The global box office is recovering toward approximately $35 billion—the largest annual total since the COVID-19 pandemic. Music biopics and Japanese anime are driving recovery.
TIME Names Most Influential Fashion and Beauty Brands of 2026
TIME released its 2026 list of the most influential fashion and beauty companies, reflecting luxury-wellness polarization trends.
12 · Fashion & beauty

Fashion & Beauty

Huda's Strawberry Latte, Rhode-Bieber collab, Chanel Chance body line expansions mark April product wave.
Huda Beauty Launches 'Strawberry Latte' Collection in April
The Strawberry Latte collection emerged as April's flagship launch, reflecting mood and self-expression-focused color trends.
Rhode and The Biebers Limited-Edition Collab Releases
Rhode's collaboration with the Bieber couple introduced 'Spotware' hydrocolloid patches and 'Caramelized Banana' peptide lip products in limited edition.
Chanel 'Chance' Fragrance Expands to Three-Format Body Line
Chanel's three signature scents (Splendide, Tendre, Fresh) now extend across soap, lotion, and oil body formats.
Glow Recipe Releases Watermelon Milk Peptide Glow Cushion
Glow Recipe's watermelon milk peptide glow cushion cream aligns with SPF-infused skin makeup trends.
Spring/Summer 2026: Lingerie-Inspired Designs Dominate
Stella McCartney and Tom Ford SS26 collections feature lingerie-influenced silhouettes. Loewe and Fendi reinterpret oversized windbreakers.
13 · Politics

Politics & Geopolitics

Iran's Hormuz proposal, Putin-Araghchi talks, Comey indictment, Musk-OpenAI litigation dominate headlines.
Iran Proposes Hormuz Control Concession; Trump Signals Non-Interest
Iran offered to yield control of the Strait of Hormuz in exchange for sanctions relief on its ports. Trump indicated lack of receptiveness, stalling negotiations.
Putin and Araghchi Meet in St. Petersburg on April 27
Top-level diplomatic talks occurred at the Yeltsin Library. The meeting strengthens Iran-Russia coordination and aids Russia's Ukraine resource diversification.
Former FBI Director Comey Indicted for Death Threat Twitter Post
A federal grand jury indicted Comey for a shell photograph tweet interpreted as a death threat against President Trump, igniting free speech debate.
Musk vs. OpenAI Litigation Continues; Nonprofit Mission at Issue
The case centers on whether Altman and Brockman abandoned the nonprofit mission to create a de facto Microsoft subsidiary, with implications for AI governance standards.
King Charles III U.S. Visit and Passport Policy Changes in Headlines
On April 29, both King Charles III's return visit to the United States and evolving passport policy occupied major news coverage.
14 · Energy & climate

Energy & Climate

Global oil supply plummeted 11%; first fossil fuel transition conference closes; Brent near $84.
March Global Oil Supply Collapsed 11% to 97 mb/d
Middle Eastern infrastructure attacks and Strait of Hormuz transit restrictions drove supply to 97 mb/d in March—a 10.1 mb/d decline from pre-war levels.
Santa Marta First International Fossil Fuel Transition Conference Concludes
The inaugural international conference on transitioning from fossil fuels concluded April 24-29 in Santa Marta. The central agenda addressed converting political will into concrete action.
Brent Crude at Approximately $84; Supports Russian War Economy
Brent crude spiked to approximately $84 following Iranian strikes. Elevated oil revenues indirectly support Russia's Ukraine financing.
EU Commission to Release Citizens' Energy Package Proposal on April 30
The European Commission will release a citizens' energy package on April 30, with accelerated transition and vulnerable-population protection as central pillars.
RFF: 1.5°C Climate Target Realistically Unattainable
RFF's Global Energy Outlook 2026 concludes that the 1.5°C target is effectively unachievable. Adaptation-focused policy emphasis is required.
15 · Labor & HR

Labor & Human Resources

April layoffs hit 83,400 (+38% month-over-month); 189,000 initial claims. 58% of firms plan 2026 reductions.
April U.S. Layoff Announcements Reached 83,400; Up 38% Month-over-Month
According to Challenger data, April saw 83,387 announced layoffs—up 38% from March and down 21% year-over-year. Year-to-date cumulative of 300,000 is 50% lower than the comparable 2025 period.
58% of Companies Plan Workforce Reductions in 2026
ResumeBuilder survey results show 58% of respondent firms planning 2026 reductions. AI adoption, economic uncertainty, and restructuring are primary drivers.
42% of Workers Expect Significant Role Transformation Within One Year
Bright Horizons' 2026 workforce outlook found that 42% of employees anticipate substantial role changes within one year due to AI. Only 17% report frequent AI use; 34% feel unprepared.
Employers Estimate 60% Workforce Reskilling Requirement by Mid-2025s
While automation eliminates tens of millions of jobs, new roles also emerge. Employers project 60% of workers will require reskilling, with focus shifting to skills intelligence-centered education.
WARN Notices: 1,848 Filings Affecting 173,958 Workers as of May 7
LayoffAlert data shows 1,848 WARN notice filings as of May 7, affecting 173,958 workers across 40 states.
16 · Mobility & EV

Mobility & Electric Vehicles

Tesla and Polestar April sales doubled; Waymo reaches 500,000 weekly robotaxi rides; London testing begins.
Tesla and Polestar April Sales Double Month-over-Month
In a high-oil-price environment, EV demand has accelerated. Both Tesla and Polestar more than doubled April sales relative to March, with Europe leading recovery.
Waymo Exceeds 500,000 Weekly Robotaxi Rides Milestone
Operating across 11 metropolitan areas, Waymo has surpassed 500,000 weekly rides. Its sixth-generation autonomous system is now in full operation.
Waymo Launches London Street Testing With 100 Jaguar I-PACE Vehicles
Waymo has begun public road testing in London with approximately 100 Jaguar I-PACE vehicles, preparing for 2026 U.K. commercial launch.
Tesla Rolls Out Software Update to 288,000 Vehicles on April 28
Tesla deployed a bug-fix-focused software update to 288,000 vehicles on April 28, bringing fleet adoption to 58.8%.
Tesla Cybercab Enters Volume Production at Giga Texas in April
Following its first delivery in February, the Tesla Cybercab began full-scale production at Giga Texas in April. The next-generation Roadster is anticipated for May unveiling.
17 · Conspiracy watch

Conspiracy Watch

False claim: Seth Rogen death. Fact-check: Secret Service unpaid claim is false.
Seth Rogen Death Hoax Debunked by Lead Stories
A post on April 29 claiming actor Seth Rogen died at age 44 was fact-checked as false by Lead Stories. The pattern involved confusing a fictional character's death with the actor's real death.
Secret Service 'Unpaid' Claim Debunked by PolitiFact
Senator Tim Scott's April claim that the Secret Service remained unpaid during a shutdown was fact-checked as false by PolitiFact on April 29. OBBBA law provisions ensure continued funding through reallocation.
⌚ Watch ahead

Tomorrow & this week

관전 포인트

  • Mag7 Capex $1 Trillion CycleMeta, Alphabet, and Amazon capex guidance totals approach $1 trillion. AI and power infrastructure constraints emerge as primary valuation variables.
  • Fed Leadership Transition in May Following April DissentPowell is expected to announce his resignation mid-May. Successor selection will trigger short-term movements in bond yields and currency flows.
  • GLP-1 Compounding Restriction: Beneficiaries and LosersFDA compounding limitations affect Ozempic and Zepbound accessibility and pricing. Concurrent Indian and Brazilian generic competition requires monitoring.
  • KOSPI 6,700 Breakout vs. Bubble CautionsForeign investor buy-flow contradicts Bloomberg bubble warnings. AI memory cycle sustainability determines the trajectory.
  • OpenAI User Acquisition Plateau SignalIf WSJ reporting crystallizes into confirmed facts, AI infrastructure ROI faces market reassessment.
  • Iran Negotiation Failure Could Drive Brent to $100Failed Hormuz talks combined with IEA's -11% supply forecast could resurrect $100 Brent scenarios.
  • London Robotaxi Commercial TimingWaymo's U.K. launch timeline serves as a bellwether for European urban mobility policy evolution.
  • Korean Bubble vs. Execution MomentumSamsung's +755% Q1 earnings growth provides fundamental grounding for additional KOSPI appreciation during May earnings season.

Global trends across 17 fields, every morning at 6 AM KST

Every morning at 6 AM KST, 17 fields of global headlines on one page. Daily compounds into weekly, monthly, and yearly analysis.