Pain points

US ACA premiums jump 21.7% for 2026

ACA marketplace premiums averaged 21.7% increases for 2026, far outpacing the 2.0% annual average of 2020–2025. The typical Silver plan hit $752/month, up 21% YoY, with Arkansas topping the list at 67%. Insurers blamed GLP-1 adoption surge and expiring enhanced tax credits.

Primary sources · 2
Commonwealth FundPeterson-KFF
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